Monthly investment income calculator

Estimate the capital needed for an income target. A cash distribution yield is different from price appreciation or an account's historical trading return.

At an assumed 4% annual cash yield, $500 per month requires $150,000 before taxes and costs.

Capital = monthly income × 12 / annual cash yield. This assumes a constant payout, without reinvestment. Payouts may change and principal can lose value. It is not a sustainable-withdrawal model.

Another approach · Sponsored relationship

Considering automated trading alongside income-producing investments?

Aurum trades actively rather than relying only on an asset's price rising. UBI.quest documents account screenshots and a completed withdrawal, and Aurum reports an average monthly return of 14% over a 12-month period.

Explore the recorded results and account context before deciding whether it fits your approach. The reported average is historical context: applying 14% to a new amount or future period is a projection, not another recorded account result.

Trading involves market, exchange and strategy risk. Future returns can be lower or negative. Evidence and methodology

Aurum account results screenshot from May 2026; open the evidence page for the account and period detailsMay 2026 account screenshot · View context